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Tax Planning & Personal Finance

This section provides information relating to various Bank, Post Office and other schemes / investment with a special emphasis on Tax Planning i.e. to reduce Income Tax Liability. The section also provides information relating to various Personal Finance schemes of banks.

Bank and Post Office Deposit / Investment Schemes
Tax Saving & Investment	A brief description of various tax planning and investment options.
Bank Deposits	Brief description of various Bank deposit schemes / accounts.
Bank Tax Saving Scheme	Salient features of bank tax saving scheme or bank special time deposit scheme.
CA	Salient features of Bank Current accounts.
SB	Salient features of Savings Bank accounts.
RD	Salient features of Bank Recurring Deposit Accounts.
TD or FD	Salient features of Bank Time / Term or Fixed Deposit accounts.
FCNR	Salient features of Bank FCNR (Foreign Currency Non-resident) accounts.
NRE	Salient features of Bank NRE (Non-resident External) deposit accounts.
NRO	Salient features of Bank NRO (Non-resident Ordinary) deposit accounts.
Deposit Calculators	RD, SIP, TD, Annuity Calculators
Post Office	Brief description of various Post Office deposit schemes / accounts.
Saving Accounts	Salient features of Post Office savings accounts.
RD	Salient features of Recurring Deposit accounts.
MIS	Salient features of Monthly Income scheme.
KVPs	Salient features of Post Office Kisan Vikas Patras.
SCSS	Salient features of Senior Citizen Saving Scheme.
NSCs	Salient features of National Savings Certificates (VIII issue and XI issue).
Time Deposits	Salient features of Time Deposit scheme.
PO Calculators	Calculators for Accrued interest on NSCs and other Post Office schemes.

PPF - Account features, Calculators, Forms in Word format and Rules
PPF Account	Salient features of PPF accounts - A Favorite Tax Saving Option
PPF Calculators	Calculate year-wise balance and accrued interest for fixed yearly investment. Calculate year-wise balance and accrued interest for variable yearly investment. Calculate Loan available during Financial Year 2013-14. Calculate withdrawal available during Financial Year 2013-14.
PPF forms	PPF forms in word format
PPF Rules	Public Provident Fund Scheme 1968.

Other Deposit / Investment Schemes / Options
Life Insurance	Life Insurance as a Tax Saving option.
Health / Medical Insurance	Health / Medical Insurance as a Tax Saving option.
Mutual Funds	Mutual Funds as a Tax Saving option.
Home Loan	Home Loan as a Tax Saving option.

Personal Finance Schemes
Home Loans	Salient features of home or housing loan accounts.
FAQs - Home Loan	Frequently asked questions about home loans.
Education Loans	Salient features of Educational loan accounts.
Personal Loans	Salient features of personal loan accounts.
Two Wheeler Loans	Salient features of two wheeler loan accounts.
Property Loans	Salient features of property loan accounts.
Car Loans	Salient features of car loan accounts.
Reverse Mortgage	Salient features of home or reverse mortgage accounts.
Loan Calculators	EMI, Loan Amount, Loan Repayment Time and other Loan Calculators

Bank Interest Rates for Deposits / Loans
State Bank of India : SBI Lending Rates for Perquisite Value Calculation, Deposit and Loan Interest Rates
Bank of Baroda : Deposit and Loan Interest Rates	Punjab National Bank : Deposit and Loan Interest Rates
Canara Bank : Deposit and Loan Interest Rates	ICICI Bank : Deposit and Loan Interest Rates
HDFC Bank : Deposit and Loan Interest Rates	Axis bank : Deposit and Loan Interest Rates
Kotak Mahindra Bank : Deposit and Loan Interest Rates	Citi bank : Deposit and Loan Interest Rates
Standard Chartered Bank : Deposit and Loan Interest Rates	HSBC Bank : Deposit and Loan Interest Rates